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Home Equity Services

 

SBS has assembled the products home equity lenders use most to help you remain competitive in this important and growing channel. Partnering with SBS professionals will provide the advantages you need to become even more successful.

The SBS Home Equity Tool Kit

Freddie Mac HVE®

Consistently rated as a top AVM in the industry for coverage, accuracy, and reliability, you can count on HVE to:

 

  •  Generate fast and accurate valuations.
  •  Provide easy-to-read Confidence Scores based on Forecast Standard Deviation.
  •  Leverage Freddie Mac modeling expertise and industry knowledge.

Client Choice Cascade

We've designed our SBS Client Choice Cascade to give you a single, online resource with access to ten AVMs. We offer pre-set or customizable dynamic cascades that put you in control of which models and in what order we process your requests.

 

Flood Zone Determinations

Available through our affiliate DataVerify, SBS offers you access to industry-leading flood zone determination services to help you verify the need for insurance on residential and commercial properties nationwide.

 

Property Condition Report

The professionals at SBS can help you meet the Interagency Guidelines with the Closer Look Report. By combining its existing automated valuation models (AVMs) with external property condition reports and subject photos, SBS can help you lend with confidence.

 

Property Report (Current Owner)

Ideally suited for home equity lenders, the SBS Current Owner Search product clearly identifies the legal vesting status, including grantor, execution date, recording date, recording reference, and financial encumbrances associated with a specific piece of residential property.

 

Mortgage Recordation

SBS verifies signatures, stamps, and requisite recordings for mortgages, and then forwards to the abstractor for recordation. We also have the ability to e-record in certain locations. We offer overnight delivery, tracking of documents, and a strong nationwide network of abstractors to help you avoid the time-consuming process of recording documents.

 

 

For more information on the SBS Home Equity services, please contact us.